Business

Roth over pension

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Q: My wife and I are both 25 years old, and we’re working on Baby Steps 4, 5 and 6. I have a 401(k) through my employer, and she has a pension. Currently, we’re falling short of the 15 percent of income you advise putting toward retirement. Should we get IRAs, or start stocking money away in her pension?

Husband’s business is dying

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Q: My husband and I have four kids, and I make $50,000 a year. He runs a small business that has been floundering for a while now, so we’re basically living off my income. Part of that income is going into the business. Plus, we don’t have much in savings, and we’re behind on our house payments. Do you have any advice?

 

Unclear is to be unkind

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Q: My friend and I are roommates, and we’ve always had an agreement that we split each of the bills fifty-fifty. We both work and have decent jobs, but for the last couple of months she’s been really late in paying her half of the bills. She says she’s broke. I don’t want to be mean, but how can I approach her about this situation?

 

Joe Gilman, president of Risata Pizza, celebrated his opening with coworkers and the Greater Greer Chamber of Commerce last Wednesday.

Risata Pizza celebrates grand opening

Joe Gilman, president of Risata Pizza, and his team celebrated the grand opening of a new restaurant at 111 Middleton Way last Wednesday.

It is a milestone for Gilman, who worked as a creative director in an advertising agency for more than 20 years. Gilman said he worked “almost exclusively” at restaurants for his entire career.

Dissolve the LLC?

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Q: My wife and I are debt-free, plus she has a business giving music lessons. We formed an LLC last year when she had several students and was making over $3,000 a month, but that all changed when our first baby arrived. Now, she has only a few students, and they bring in around $700 per month. Should we dissolve the LLC?

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The Greer Citizen

317 Trade Street Greer, SC 29651

P.O. Box 70 Greer, SC 29652

Phone: 1-864-877-2076

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