Columns & Letters

Let him be mad

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Q: My dad wants me to buy a house on a 30-year loan for him and my mom in my name, and let them make the payments. I’m 24 years old and have a good credit score and a nice apartment, but my job depends largely on how the oil industry is doing.

Eye gear?

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Q: Do I need special glasses to watch the solar eclipse?

A: Ok, this is a question that has been swirling around The Greer Citizen office this week.

With the first solar eclipse in 100 years just around the corner, the rush for proper eye gear has begun.

First, get a real job

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Q: I currently have student loans in deferment from earning a degree in hospitality management. My career goal is to own a mobile food vending company, so I’m putting most of the money I make from eBay and ride-hailing services — around $1,000 a month — aside in savings for that.

A bad method at this stage

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Q: I want to build an 18-unit apartment complex, but I don’t have enough cash to do it on my own. My net worth is around $400,000, and I have $100,000 I can put toward this project. It is estimated to cost $1.2 million. Would lining up investors, who will take a percentage of the profits, be the same thing as acquiring debt?

Using the grandchild for money

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Q: My wife and I have been helping our adopted daughter financially for some time. She’s 25, has been married for three years, and we don’t see this cycle stopping anytime soon. The worst part is, they will often throw in that our grandchild will go without something unless we help.

Can’t get off the ground

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Q: Where’s the hot air balloon?

A: That was the question vocalized by many of the attendees at last Thursday’s Moonlight Movies in Greer City Park.

It’s kind of a lofty expectation if you just heard the question, but were not provided with any context.

Threaten to garnish

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Q: I got a call from a debt collector regarding $2,000 I owe in medical bills. I’m trying to get my finances in order and pay this off, but I’m afraid they’ll follow through on their threat to garnish my wages. Can you give me some advice?

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The Greer Citizen

317 Trade Street Greer, SC 29651

P.O. Box 70 Greer, SC 29652

Phone: 1-864-877-2076

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